As I spend this week clearing my desk of the piled up papers and bring semblance of normality to my office, I’m ready for the next big project; decluttering my home. It is an area of neglect for most folks in America, Canada and England, yet it is the first thing I recommend to all my clients who want to positively change their financial situation. Yes, having an over stuffed house full of things does cause financial problems. Don’t believe me? I don’t blame you, but it is true.