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020 – Examine Disposable Products (Step 6)

There are times you will have to change your buying habits in order to get the best value for your money. I had one client, Linda, tell me that she was having difficulty figuring out where she could cut corners in her expenses. After two months of tracking, she came to my office and we worked through her monthly expense sheet. I asked her about her paper towel use. Linda would only buy one particular brand and she knew exactly how many rolls she went through a week. I showed her that she was spending $520 a year on paper towels alone. It looked like this:

4 rolls per week @ $2.50 each = $10 a week x 52 weeks a year = $520 annually.

Don’t let commercials fool you. Disposable products are not that convenient to make me give up on financial independence by throwing my money away!

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020 - Examine Disposable Products (Step 6)

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